Many Singapore employers must arrange a security bond as part of hiring a migrant domestic worker. The bond is not the same as insurance — it is a financial guarantee linked to Work Permit conditions.
How employers typically arrange the bond
Bonds are often purchased through insurers or bank guarantee products approved for MDW employment. Your agency usually explains options during onboarding.
When claims may arise
Claims can relate to serious rule breaches defined by MOM. Employers reduce risk by maintaining valid permits, proper repatriation when employment ends, and compliant employment practices.
Release after employment ends
When cancellation and repatriation are completed properly, bond release follows insurer and MOM procedures. Keep cancellation records and settlement documentation.
Related: Work Permit checklist · salary and total cost guide.
Confirm current bond requirements on mom.gov.sg — amounts and products change.
Last reviewed: August 2026.
